Personal Loan

A personal loan can be taken out by any adult, capable individual or non-emancipated minor.

To get your personal loan, you must open a current or joint account at %siteName%. The account opening is free, and the associated bank card is also free.

The funds are transferred to your deposit account within a minimum of 48 hours from the acceptance of your credit offer. The funds can be made available in one or several installments over a maximum period of 6 months.

The legal withdrawal period is 14 days from the day of signing your loan offer.

Your installments are directly debited from your deposit account, and the first withdrawal occurs on the 1st amortization date chosen. You can also choose and change the withdrawal date according to your needs.

Yes, you can suspend up to 2 installments per rolling year, respecting a 2-month period between each suspended installment. Depending on the duration of your contract, you can suspend up to 8 installments.

You can prepay your loan without penalty. This allows you to reduce the total duration of your loan and the interest payable.

The loan is closed at its maturity or in the event of full early repayment.

From the receipt of the offer, its validity period is 30 days. You can accept it from the 11th day, following the legal reflection period of 10 days.

A loan commits you and must be repaid. Check your repayment capacities before committing.